Taiwan's Far Eastern International Bank Factors Exchange Crypto Balances into Loan Underwriting
Bisu Dai is a one-year, revolving unsecured credit loan with a maximum limit of NT$1.5 million.
Only BTC, ETH, and USDT balances plus NTD cash held in the applicant's own MaiCoin or MAX exchange accounts count toward underwriting — other exchanges and tokens are excluded.
Crypto assets are used as supplementary proof of financial standing for the credit assessment, not pledged as loan collateral.